Joe Garner, a seasoned CEO, prioritises enduring commercial success infused with purpose, especially during challenging periods.

He commenced his career at Procter & Gamble in 1991, driving P&G’s expansion in Central and Eastern Europe. Following a stint founding an internet startup, he joined Dixons/Currys in 2001. His journey continued at HSBC, where he navigated the Great Financial Crisis and ascended to Head of HSBC in the UK. As CEO of Openreach, BT's infrastructure arm, he spearheaded the rollout of superfast broadband to over 90% of UK households, collaborating with governmental bodies.

Garner later took the helm at Nationwide Building Society in 2016, adeptly steering the organisation through Brexit and COVID. Under his leadership, the mutual enterprise achieved unprecedented profitability, upheld exceptional customer service for seven consecutive years, and fostered robust employee engagement.